Loan Options

Conventional Loans


Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

Jumbo Loans

Loan Programs that offer financing for loan amounts greater than the convention or high balance limits.

FHA Mortgages

FHA-insured loans require very little cash investment to close a loan. There is more flexibility in calculating household income and payment ratios.

State/County Bond Programs

Programs that offer 2.5%-10% Down Payment Assistance to first time and repeat home buyers. These low cost, low interest mortgage program, enable more people to invest in their own homes.

Rural Housing Loans


USDA programs provide homeownership opportunities to individuals in qualifying rural areas with 100% financing

VA Mortgages

VA helps US Military service members, Veterans, and eligible surviving spouses become homeowners.

Please visit our Disclosures page for more details for all loan types

Ready to get started?

Click the link to take you to the American Pacific Mortgage Corp web-form